Thinking about applying for the Big Lots credit card?

The minimum recommended credit score for this credit card is 640.

Big Lots credit card

What else do I need to get approved for a Big Lots credit card?

There is no guarantee that you will be approved for a credit card, no matter how high your credit score is. Your credit score is probably the most important factor when considering your credit application. However, Comenity Capital Bank also considers other factors such as your income, debts, and any negative items on your credit report.

How to Increase Your Chances of Getting Approval for a Big Lots Credit Card?

Getting approved for a Big Lots credit card takes a little planning. Most credit card offers require very good credit. So when applying for new credit it is essential to know your credit scores and what is on your credit reports.

Credit card issuers want a strong credit history, steady income, and low credit utilization. Using too much of your existing revolving credit is a sign that you may not be paying them back. You also want to make sure you haven’t applied for too much credit in the recent past. Having too many credit applications can reduce your chances of getting approved.

Need help improving your credit score?

One of the best ways to improve your credit scores is to remove negative items from your credit report. Lexington Law can help you dispute (and potentially remove) the following items:

late payments collections debits foreclosures repossession judgments lawsuits bankruptcies

They have over 18 years of experience and removed more than 7 million negative items for their customers in 2020 alone. So if you’re struggling with bad credit and want to increase your chances of getting approved for new credit, give them a call at (800) 220-0084 for a free credit consultation.

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